How you react after a car accident goes a long way toward determining whether you receive compensation. The first item on your to-do list involves calling 911 to activate the emergency response system. Law enforcement personnel arrive at the scene to secure the area, as well as conduct an investigation that leads to the filing of the official police report. You then should seek medical care even if you feel healthy enough to remain at the scene of the collision. A few injuries such as whiplash and concussions sometimes do not develop symptoms until hours or even days after a personal injury incident. The next item on the agenda is to contact an experienced car accident attorney.
Hiring a car accident attorney helps you in many ways, one of which concerns filing a persuasive insurance claim. Although filing an insurance claim seems like a straightforward process, an experienced car accident attorney can make sure your claim is filled out and submitted properly. If you have sustained one or more injuries as the result of a car accident, turn to the experienced team of car accident attorneys at Schiff & Associates. For more than 40 years, we have provided legal support for clients living in Central Ohio, including the greater Columbus metro area.
Schedule a free case evaluation with a personal injury lawyer from Schiff & Associates to learn more about our highly legal services.
How Can a Car Accident Attorney Help With My Claim?
The car accident attorneys at Schiff & Associates do much more than help clients file civil lawsuits that seek monetary damages. We also help our clients file the most convincing auto insurance claims by providing several types of legal support.
Interact with the Insurance Adjuster
Insurance companies love dealing with policyholders that do not retain legal representation for the filing of an auto insurance claim. If you file an auto insurance claim without the legal support of a personal injury lawyer, the insurance company might try to take advantage of you by not getting you the compensation you deserve.
By hiring a specialized and experienced attorney to act as an intermediary between you and the insurance adjuster processing your claim, you can concentrate on recovering from your injuries as well as from financial losses and let your car accident attorney do the hard work for you. Your car accident attorney also monitors the status of your claim and lets you know how progress is coming along.
Conduct a Detailed Investigation
Although the attorney that you work with from Schiff & Associates refers to the official police report, your attorney also conducts a separate investigation to gather additional physical evidence such as the footage captured by a traffic and/or security camera. Other types of physical evidence to collect include photographs of the damage done to your motor vehicle. The police report contains the names and contact information of witnesses, which your car accident attorney uses to conduct interviews.
Submit a Comprehensive Case File to the Insurance Adjuster
The insurance adjuster processing your claim wants to review a wide variety of information before making a decision on your claim. Your car accident attorney ensures the insurance adjuster receives all the requested information, such as witness statements, receipts and invoices, your financial records, and a copy of the official police report. The insurance adjuster processing your claim also wants to view photographs of your injuries, property damage, and the car accident scene. Your car accident attorney should submit footage taken by a traffic or security camera as well.
Help You Complete the Claim Form
Many auto insurance claims are not approved because claimants did not complete every section and/or they submitted inaccurate information. Just one open section or a section consisting of inaccurate information can invalidate your claim. Working with a personal injury lawyer ensures you complete every section, as well as submit accurate information. Your attorney also ensures the timely submission of the claim form either digitally or via certified mail.
Calculate a Fair Value for Compensation
The value of compensation you submit to the insurance is crucial, which is why hiring a car accident attorney is so important. Your car accident attorney adds up the tangible costs associated with your case, such as the costs of diagnostic tests, treatment programs, and physical therapy sessions. You might be eligible to receive compensation for prescription medications and the use of an assistive device like a pair of crutches as well, which your attorney helps determine. Your attorney also places a value on non-economic damages, which includes the costs associated with pain and suffering. The trauma generated by a car accident might lead to the development of Post-Traumatic Stress Disorder (PTSD), which can negatively impact both personal and professional relationships.
Negotiate a Settlement
Negotiating a settlement can reduce the amount of time that it takes to resolve an insurance claim. If the insurance adjuster processing your claim accepts the initial offer submitted by your car accident attorney, you should receive compensation shortly after both parties reach an agreement. The insurance adjuster could also send back a counteroffer to keep the negotiations going. Several rounds of counter offers can follow until both parties reach a settlement.
Get Help with Filing an Auto Insurance Claim in Columbus, Ohio with Schiff & Associates
When you search for a personal injury lawyer, you want to hire one who gets results for clients. At Schiff & Associates, we have helped our clients receive just compensation since 1982. We do not charge any upfront legal fees because our car accident attorneys operate on a contingency fee basis, which means we do not get paid until you get paid. Learn more about how a car accident attorney can help with your claim in Columbus, Ohio by scheduling a free case evaluation today with an attorney from Schiff & Associates.